Information Collection

We collect personal information that you provide directly to us, such as when you request a quote, contact us, or use our services. This may include your name, email address, phone number, and travel details.

Use of Information

We use the information we collect to provide travel protection services, process claims, communicate with you about your coverage, and improve our services. We may also use your information to send you important updates about travel safety and security.

Information Sharing

We do not sell, trade, or rent your personal information to third parties. We may share your information with trusted partners who assist us in providing our services, such as insurance providers and emergency assistance companies.

Data Security

We implement appropriate security measures to protect your personal information against unauthorized access, alteration, disclosure, or destruction. Your information is stored on secure servers and transmitted using encrypted connections.

Your Rights

You have the right to access, update, or delete your personal information. You may also opt out of marketing communications at any time. For any privacy-related questions or requests, please contact us.

Contact Information

If you have any questions about this Privacy Policy, please contact us at [email protected] or call +1 (212) 555-0187.

Service Agreement

By using our services, you agree to be bound by these terms and conditions. Our travel protection services are provided subject to these terms and the specific terms of your insurance policy or service agreement.

Service Description

Honest Travel Guardians provides travel insurance, emergency assistance, and related travel protection services. Coverage details, limitations, and exclusions are specified in your individual policy documents.

User Responsibilities

You are responsible for providing accurate and complete information when requesting services or filing claims. You must notify us promptly of any emergency situations or changes to your travel plans that may affect your coverage.

Payment Terms

Payment for services is due according to the terms specified in your service agreement. Failure to make timely payments may result in suspension or cancellation of coverage.

Limitation of Liability

Our liability is limited to the terms and conditions of your specific insurance policy or service agreement. We are not liable for indirect, consequential, or punitive damages.

Governing Law

These terms are governed by the laws of New York State. Any disputes will be resolved through binding arbitration in New York, NY.

Copyright Infringement Policy

Honest Travel Guardians respects the intellectual property rights of others and expects our users to do the same. We will respond to clear notices of alleged copyright infringement that comply with the Digital Millennium Copyright Act (DMCA).

Filing a DMCA Notice

If you believe that your copyrighted work has been infringed upon, please provide our designated agent with the following information:

• A physical or electronic signature of the copyright owner or authorized representative
• Identification of the copyrighted work claimed to have been infringed
• Identification of the material claimed to be infringing and its location on our site
• Your contact information (address, telephone number, and email address)
• A statement of good faith belief that the use is not authorized
• A statement that the information is accurate and you are authorized to act on behalf of the copyright owner

Designated Agent

DMCA notices should be sent to our designated agent at:
Email: [email protected]
Address: 42 Broadway Plaza, New York, NY 10006
Phone: +1 (212) 555-0187

Counter-Notification

If you believe that material was removed or disabled by mistake or misidentification, you may file a counter-notification with our designated agent following DMCA procedures.

Your Rights Under GDPR

As a data subject under the General Data Protection Regulation (GDPR), you have several rights regarding your personal data:

Right to Access

You have the right to request access to your personal data and obtain information about how we process it. We will provide you with a copy of your personal data in a structured, commonly used format.

Right to Rectification

You have the right to request correction of inaccurate personal data and to have incomplete data completed. We will make corrections promptly upon verification of the requested changes.

Right to Erasure

You have the right to request deletion of your personal data under certain circumstances, such as when the data is no longer necessary for the original purpose or when you withdraw consent.

Right to Data Portability

You have the right to receive your personal data in a structured, machine-readable format and to transmit that data to another controller without hindrance.

Right to Object

You have the right to object to processing of your personal data for direct marketing purposes or when processing is based on legitimate interests.

Legal Basis for Processing

We process your personal data based on: (1) your consent, (2) performance of a contract, (3) compliance with legal obligations, or (4) our legitimate interests in providing travel protection services.

Data Retention

We retain personal data for as long as necessary to fulfill the purposes for which it was collected, comply with legal obligations, resolve disputes, and enforce agreements.

Exercising Your Rights

To exercise any of these rights, please contact us at [email protected] or call +1 (212) 555-0187. We will respond to your request within 30 days.